LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,060
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,337
−HK$1,298/mo
Today · 4.125%
HK$43,635
baseline
▲ 0.50% · 4.625%
HK$46,290
+HK$2,655/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,270/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,679
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,904
−HK$1,243/mo
Today · 4.125%
HK$48,147
baseline
▲ 0.50% · 4.625%
HK$50,685
+HK$2,538/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,294/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,272
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,805
−HK$1,557/mo
Today · 4.125%
HK$52,362
baseline
▲ 0.50% · 4.625%
HK$55,548
+HK$3,186/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,724/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,815
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,285
−HK$1,491/mo
Today · 4.125%
HK$57,776
baseline
▲ 0.50% · 4.625%
HK$60,822
+HK$3,046/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,552/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,484
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,272
−HK$1,817/mo
Today · 4.125%
HK$61,089
baseline
▲ 0.50% · 4.625%
HK$64,806
+HK$3,717/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$122,178/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,951
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,666
−HK$1,740/mo
Today · 4.125%
HK$67,406
baseline
▲ 0.50% · 4.625%
HK$70,959
+HK$3,553/mo
Deposit HK$5.40M · loan HK$12.60M · min. income ≈ HK$134,812/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,908
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,207
−HK$2,336/mo
Today · 4.125%
HK$78,543
baseline
▲ 0.50% · 4.625%
HK$83,322
+HK$4,779/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$157,086/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,222
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,427
−HK$2,237/mo
Today · 4.125%
HK$86,664
baseline
▲ 0.50% · 4.625%
HK$91,232
+HK$4,568/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$173,328/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,255 · Scale 2, in force from 26 Feb 2026)