LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,063
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,341
−HK$1,297/mo
Today · 4.125%
HK$43,638
baseline
▲ 0.50% · 4.625%
HK$46,294
+HK$2,656/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,276/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,683
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,908
−HK$1,243/mo
Today · 4.125%
HK$48,151
baseline
▲ 0.50% · 4.625%
HK$50,689
+HK$2,538/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,302/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,276
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,809
−HK$1,557/mo
Today · 4.125%
HK$52,366
baseline
▲ 0.50% · 4.625%
HK$55,553
+HK$3,187/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$104,732/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,819
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,289
−HK$1,492/mo
Today · 4.125%
HK$57,781
baseline
▲ 0.50% · 4.625%
HK$60,827
+HK$3,046/mo
Deposit HK$7.20M · loan HK$10.80M · min. income ≈ HK$115,562/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,489
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,277
−HK$1,817/mo
Today · 4.125%
HK$61,094
baseline
▲ 0.50% · 4.625%
HK$64,811
+HK$3,717/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$122,188/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,956
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,671
−HK$1,740/mo
Today · 4.125%
HK$67,411
baseline
▲ 0.50% · 4.625%
HK$70,964
+HK$3,553/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$134,822/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,914
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,213
−HK$2,336/mo
Today · 4.125%
HK$78,549
baseline
▲ 0.50% · 4.625%
HK$83,329
+HK$4,780/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$157,098/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,229
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,434
−HK$2,237/mo
Today · 4.125%
HK$86,671
baseline
▲ 0.50% · 4.625%
HK$91,240
+HK$4,569/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$173,342/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,310 · Scale 2, in force from 26 Feb 2026)