LTV · monthly repayment
▼ 0.50% · 3.625%
HK$410,652
−HK$25,751/mo
▼ 0.25% · 3.875%
HK$423,425
−HK$12,978/mo
Today · 4.125%
HK$436,403
baseline
▲ 0.50% · 4.625%
HK$462,957
+HK$26,554/mo
Deposit HK$90.05M · loan HK$90.05M · min. income ≈ HK$872,806/mo (50% DSR)
Upfront cash ≈ HK$101.75M (deposit + AVD stamp duty HK$11,705,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$456,846
−HK$24,682/mo
▼ 0.25% · 3.875%
HK$469,098
−HK$12,430/mo
Today · 4.125%
HK$481,528
baseline
▲ 0.50% · 4.625%
HK$506,910
+HK$25,382/mo
Deposit HK$90.05M · loan HK$90.05M · min. income ≈ HK$963,056/mo (50% DSR)
Upfront cash ≈ HK$101.75M (deposit + AVD stamp duty HK$11,705,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$492,782
−HK$30,902/mo
▼ 0.25% · 3.875%
HK$508,111
−HK$15,573/mo
Today · 4.125%
HK$523,684
baseline
▲ 0.50% · 4.625%
HK$555,549
+HK$31,865/mo
Deposit HK$72.04M · loan HK$108.05M · min. income ≈ HK$1,047,368/mo (50% DSR)
Upfront cash ≈ HK$83.74M (deposit + AVD stamp duty HK$11,705,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$548,215
−HK$29,619/mo
▼ 0.25% · 3.875%
HK$562,918
−HK$14,916/mo
Today · 4.125%
HK$577,834
baseline
▲ 0.50% · 4.625%
HK$608,292
+HK$30,458/mo
Deposit HK$72.04M · loan HK$108.05M · min. income ≈ HK$1,155,668/mo (50% DSR)
Upfront cash ≈ HK$83.74M (deposit + AVD stamp duty HK$11,705,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$574,913
−HK$36,052/mo
▼ 0.25% · 3.875%
HK$592,796
−HK$18,169/mo
Today · 4.125%
HK$610,965
baseline
▲ 0.50% · 4.625%
HK$648,140
+HK$37,175/mo
Deposit HK$54.03M · loan HK$126.06M · min. income ≈ HK$1,221,930/mo (50% DSR)
Upfront cash ≈ HK$65.73M (deposit + AVD stamp duty HK$11,705,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$639,584
−HK$34,555/mo
▼ 0.25% · 3.875%
HK$656,738
−HK$17,401/mo
Today · 4.125%
HK$674,139
baseline
▲ 0.50% · 4.625%
HK$709,674
+HK$35,535/mo
Deposit HK$54.03M · loan HK$126.06M · min. income ≈ HK$1,348,278/mo (50% DSR)
Upfront cash ≈ HK$65.73M (deposit + AVD stamp duty HK$11,705,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$739,173
−HK$46,353/mo
▼ 0.25% · 3.875%
HK$762,166
−HK$23,360/mo
Today · 4.125%
HK$785,526
baseline
▲ 0.50% · 4.625%
HK$833,323
+HK$47,797/mo
Deposit HK$18.01M · loan HK$162.08M · min. income ≈ HK$1,571,052/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$11,705,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$822,323
−HK$44,427/mo
▼ 0.25% · 3.875%
HK$844,377
−HK$22,373/mo
Today · 4.125%
HK$866,750
baseline
▲ 0.50% · 4.625%
HK$912,438
+HK$45,688/mo
Deposit HK$18.01M · loan HK$162.08M · min. income ≈ HK$1,733,500/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$11,705,864 · Scale 2, in force from 26 Feb 2026)