LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,065
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,343
−HK$1,297/mo
Today · 4.125%
HK$43,640
baseline
▲ 0.50% · 4.625%
HK$46,296
+HK$2,656/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$87,280/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,685
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,910
−HK$1,243/mo
Today · 4.125%
HK$48,153
baseline
▲ 0.50% · 4.625%
HK$50,691
+HK$2,538/mo
Deposit HK$9.00M · loan HK$9.00M · min. income ≈ HK$96,306/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,278
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,811
−HK$1,557/mo
Today · 4.125%
HK$52,368
baseline
▲ 0.50% · 4.625%
HK$55,555
+HK$3,187/mo
Deposit HK$7.20M · loan HK$10.81M · min. income ≈ HK$104,736/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,822
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,292
−HK$1,491/mo
Today · 4.125%
HK$57,783
baseline
▲ 0.50% · 4.625%
HK$60,829
+HK$3,046/mo
Deposit HK$7.20M · loan HK$10.81M · min. income ≈ HK$115,566/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,491
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,280
−HK$1,816/mo
Today · 4.125%
HK$61,096
baseline
▲ 0.50% · 4.625%
HK$64,814
+HK$3,718/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$122,192/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,958
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,674
−HK$1,740/mo
Today · 4.125%
HK$67,414
baseline
▲ 0.50% · 4.625%
HK$70,967
+HK$3,553/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$134,828/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,917
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,217
−HK$2,336/mo
Today · 4.125%
HK$78,553
baseline
▲ 0.50% · 4.625%
HK$83,332
+HK$4,779/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$157,106/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,232
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,438
−HK$2,237/mo
Today · 4.125%
HK$86,675
baseline
▲ 0.50% · 4.625%
HK$91,244
+HK$4,569/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$173,350/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,339 · Scale 2, in force from 26 Feb 2026)