LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,071
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,349
−HK$1,298/mo
Today · 4.125%
HK$43,647
baseline
▲ 0.50% · 4.625%
HK$46,303
+HK$2,656/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,294/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,691
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,917
−HK$1,243/mo
Today · 4.125%
HK$48,160
baseline
▲ 0.50% · 4.625%
HK$50,699
+HK$2,539/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,320/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,286
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,819
−HK$1,557/mo
Today · 4.125%
HK$52,376
baseline
▲ 0.50% · 4.625%
HK$55,563
+HK$3,187/mo
Deposit HK$7.20M · loan HK$10.81M · min. income ≈ HK$104,752/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,830
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,300
−HK$1,492/mo
Today · 4.125%
HK$57,792
baseline
▲ 0.50% · 4.625%
HK$60,838
+HK$3,046/mo
Deposit HK$7.20M · loan HK$10.81M · min. income ≈ HK$115,584/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,500
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,288
−HK$1,818/mo
Today · 4.125%
HK$61,106
baseline
▲ 0.50% · 4.625%
HK$64,824
+HK$3,718/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$122,212/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,968
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,684
−HK$1,740/mo
Today · 4.125%
HK$67,424
baseline
▲ 0.50% · 4.625%
HK$70,978
+HK$3,554/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$134,848/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,928
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,228
−HK$2,336/mo
Today · 4.125%
HK$78,564
baseline
▲ 0.50% · 4.625%
HK$83,345
+HK$4,781/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$157,128/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,244
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,450
−HK$2,238/mo
Today · 4.125%
HK$86,688
baseline
▲ 0.50% · 4.625%
HK$91,257
+HK$4,569/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$173,376/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,439 · Scale 2, in force from 26 Feb 2026)