LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,073
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,351
−HK$1,298/mo
Today · 4.125%
HK$43,649
baseline
▲ 0.50% · 4.625%
HK$46,304
+HK$2,655/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,298/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,693
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,919
−HK$1,243/mo
Today · 4.125%
HK$48,162
baseline
▲ 0.50% · 4.625%
HK$50,701
+HK$2,539/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,324/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,288
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,821
−HK$1,557/mo
Today · 4.125%
HK$52,378
baseline
▲ 0.50% · 4.625%
HK$55,565
+HK$3,187/mo
Deposit HK$7.20M · loan HK$10.81M · min. income ≈ HK$104,756/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,832
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,302
−HK$1,492/mo
Today · 4.125%
HK$57,794
baseline
▲ 0.50% · 4.625%
HK$60,841
+HK$3,047/mo
Deposit HK$7.20M · loan HK$10.81M · min. income ≈ HK$115,588/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,502
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,291
−HK$1,817/mo
Today · 4.125%
HK$61,108
baseline
▲ 0.50% · 4.625%
HK$64,826
+HK$3,718/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$122,216/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,971
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,686
−HK$1,741/mo
Today · 4.125%
HK$67,427
baseline
▲ 0.50% · 4.625%
HK$70,981
+HK$3,554/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$134,854/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,931
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,231
−HK$2,336/mo
Today · 4.125%
HK$78,567
baseline
▲ 0.50% · 4.625%
HK$83,348
+HK$4,781/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$157,134/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,248
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,454
−HK$2,237/mo
Today · 4.125%
HK$86,691
baseline
▲ 0.50% · 4.625%
HK$91,261
+HK$4,570/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$173,382/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,466 · Scale 2, in force from 26 Feb 2026)