LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,074
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,351
−HK$1,298/mo
Today · 4.125%
HK$43,649
baseline
▲ 0.50% · 4.625%
HK$46,305
+HK$2,656/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,298/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,694
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,919
−HK$1,244/mo
Today · 4.125%
HK$48,163
baseline
▲ 0.50% · 4.625%
HK$50,701
+HK$2,538/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,326/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,288
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,821
−HK$1,558/mo
Today · 4.125%
HK$52,379
baseline
▲ 0.50% · 4.625%
HK$55,566
+HK$3,187/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,758/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,833
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,303
−HK$1,492/mo
Today · 4.125%
HK$57,795
baseline
▲ 0.50% · 4.625%
HK$60,842
+HK$3,047/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,590/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,503
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,292
−HK$1,817/mo
Today · 4.125%
HK$61,109
baseline
▲ 0.50% · 4.625%
HK$64,827
+HK$3,718/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$122,218/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,971
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,687
−HK$1,741/mo
Today · 4.125%
HK$67,428
baseline
▲ 0.50% · 4.625%
HK$70,982
+HK$3,554/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$134,856/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,932
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,232
−HK$2,337/mo
Today · 4.125%
HK$78,569
baseline
▲ 0.50% · 4.625%
HK$83,349
+HK$4,780/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$157,138/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,249
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,455
−HK$2,238/mo
Today · 4.125%
HK$86,693
baseline
▲ 0.50% · 4.625%
HK$91,262
+HK$4,569/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$173,386/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,476 · Scale 2, in force from 26 Feb 2026)