LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,074
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,352
−HK$1,298/mo
Today · 4.125%
HK$43,650
baseline
▲ 0.50% · 4.625%
HK$46,306
+HK$2,656/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,300/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,695
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,920
−HK$1,243/mo
Today · 4.125%
HK$48,163
baseline
▲ 0.50% · 4.625%
HK$50,702
+HK$2,539/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,326/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,289
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,822
−HK$1,558/mo
Today · 4.125%
HK$52,380
baseline
▲ 0.50% · 4.625%
HK$55,567
+HK$3,187/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,760/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,834
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,304
−HK$1,492/mo
Today · 4.125%
HK$57,796
baseline
▲ 0.50% · 4.625%
HK$60,843
+HK$3,047/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,592/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,504
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,293
−HK$1,817/mo
Today · 4.125%
HK$61,110
baseline
▲ 0.50% · 4.625%
HK$64,828
+HK$3,718/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$122,220/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,973
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,688
−HK$1,741/mo
Today · 4.125%
HK$67,429
baseline
▲ 0.50% · 4.625%
HK$70,983
+HK$3,554/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$134,858/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,934
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,233
−HK$2,337/mo
Today · 4.125%
HK$78,570
baseline
▲ 0.50% · 4.625%
HK$83,351
+HK$4,781/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$157,140/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,250
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,456
−HK$2,238/mo
Today · 4.125%
HK$86,694
baseline
▲ 0.50% · 4.625%
HK$91,264
+HK$4,570/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$173,388/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,487 · Scale 2, in force from 26 Feb 2026)