LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,078
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,355
−HK$1,298/mo
Today · 4.125%
HK$43,653
baseline
▲ 0.50% · 4.625%
HK$46,310
+HK$2,657/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,306/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,698
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,924
−HK$1,243/mo
Today · 4.125%
HK$48,167
baseline
▲ 0.50% · 4.625%
HK$50,706
+HK$2,539/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,334/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,293
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,826
−HK$1,558/mo
Today · 4.125%
HK$52,384
baseline
▲ 0.50% · 4.625%
HK$55,572
+HK$3,188/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,768/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,838
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,309
−HK$1,492/mo
Today · 4.125%
HK$57,801
baseline
▲ 0.50% · 4.625%
HK$60,847
+HK$3,046/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,602/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,509
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,297
−HK$1,818/mo
Today · 4.125%
HK$61,115
baseline
▲ 0.50% · 4.625%
HK$64,833
+HK$3,718/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$122,230/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,978
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,693
−HK$1,741/mo
Today · 4.125%
HK$67,434
baseline
▲ 0.50% · 4.625%
HK$70,989
+HK$3,555/mo
Deposit HK$5.40M · loan HK$12.61M · min. income ≈ HK$134,868/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,940
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,239
−HK$2,337/mo
Today · 4.125%
HK$78,576
baseline
▲ 0.50% · 4.625%
HK$83,357
+HK$4,781/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$157,152/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,257
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,463
−HK$2,238/mo
Today · 4.125%
HK$86,701
baseline
▲ 0.50% · 4.625%
HK$91,271
+HK$4,570/mo
Deposit HK$1.80M · loan HK$16.21M · min. income ≈ HK$173,402/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,541 · Scale 2, in force from 26 Feb 2026)