LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,085
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,363
−HK$1,298/mo
Today · 4.125%
HK$43,661
baseline
▲ 0.50% · 4.625%
HK$46,318
+HK$2,657/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,322/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,706
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,932
−HK$1,244/mo
Today · 4.125%
HK$48,176
baseline
▲ 0.50% · 4.625%
HK$50,715
+HK$2,539/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,352/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,302
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,835
−HK$1,558/mo
Today · 4.125%
HK$52,393
baseline
▲ 0.50% · 4.625%
HK$55,581
+HK$3,188/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,786/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,848
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,319
−HK$1,492/mo
Today · 4.125%
HK$57,811
baseline
▲ 0.50% · 4.625%
HK$60,858
+HK$3,047/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,622/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,519
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,308
−HK$1,818/mo
Today · 4.125%
HK$61,126
baseline
▲ 0.50% · 4.625%
HK$64,845
+HK$3,719/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$122,252/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,989
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,705
−HK$1,741/mo
Today · 4.125%
HK$67,446
baseline
▲ 0.50% · 4.625%
HK$71,001
+HK$3,555/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$134,892/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,953
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,253
−HK$2,337/mo
Today · 4.125%
HK$78,590
baseline
▲ 0.50% · 4.625%
HK$83,372
+HK$4,782/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,180/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,272
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,478
−HK$2,238/mo
Today · 4.125%
HK$86,716
baseline
▲ 0.50% · 4.625%
HK$91,287
+HK$4,571/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,432/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,661 · Scale 2, in force from 26 Feb 2026)