LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,085
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,363
−HK$1,299/mo
Today · 4.125%
HK$43,662
baseline
▲ 0.50% · 4.625%
HK$46,318
+HK$2,656/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,324/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,707
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,933
−HK$1,243/mo
Today · 4.125%
HK$48,176
baseline
▲ 0.50% · 4.625%
HK$50,716
+HK$2,540/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,352/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,302
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,836
−HK$1,558/mo
Today · 4.125%
HK$52,394
baseline
▲ 0.50% · 4.625%
HK$55,582
+HK$3,188/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,788/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,848
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,319
−HK$1,493/mo
Today · 4.125%
HK$57,812
baseline
▲ 0.50% · 4.625%
HK$60,859
+HK$3,047/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,624/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,519
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,309
−HK$1,817/mo
Today · 4.125%
HK$61,126
baseline
▲ 0.50% · 4.625%
HK$64,846
+HK$3,720/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$122,252/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,990
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,706
−HK$1,741/mo
Today · 4.125%
HK$67,447
baseline
▲ 0.50% · 4.625%
HK$71,002
+HK$3,555/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$134,894/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,954
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,254
−HK$2,337/mo
Today · 4.125%
HK$78,591
baseline
▲ 0.50% · 4.625%
HK$83,373
+HK$4,782/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,182/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,273
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,479
−HK$2,238/mo
Today · 4.125%
HK$86,717
baseline
▲ 0.50% · 4.625%
HK$91,288
+HK$4,571/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,434/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,669 · Scale 2, in force from 26 Feb 2026)