LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,086
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,364
−HK$1,299/mo
Today · 4.125%
HK$43,663
baseline
▲ 0.50% · 4.625%
HK$46,320
+HK$2,657/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,326/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,708
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,934
−HK$1,244/mo
Today · 4.125%
HK$48,178
baseline
▲ 0.50% · 4.625%
HK$50,717
+HK$2,539/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,356/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$675,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,304
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,837
−HK$1,559/mo
Today · 4.125%
HK$52,396
baseline
▲ 0.50% · 4.625%
HK$55,584
+HK$3,188/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,792/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,850
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,321
−HK$1,492/mo
Today · 4.125%
HK$57,813
baseline
▲ 0.50% · 4.625%
HK$60,861
+HK$3,048/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,626/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,521
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,310
−HK$1,818/mo
Today · 4.125%
HK$61,128
baseline
▲ 0.50% · 4.625%
HK$64,848
+HK$3,720/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$122,256/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,992
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,708
−HK$1,741/mo
Today · 4.125%
HK$67,449
baseline
▲ 0.50% · 4.625%
HK$71,004
+HK$3,555/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$134,898/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,956
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,256
−HK$2,337/mo
Today · 4.125%
HK$78,593
baseline
▲ 0.50% · 4.625%
HK$83,376
+HK$4,783/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,186/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,275
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,481
−HK$2,239/mo
Today · 4.125%
HK$86,720
baseline
▲ 0.50% · 4.625%
HK$91,291
+HK$4,571/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,440/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,689 · Scale 2, in force from 26 Feb 2026)