LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,088
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,366
−HK$1,298/mo
Today · 4.125%
HK$43,664
baseline
▲ 0.50% · 4.625%
HK$46,321
+HK$2,657/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,328/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,710
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,936
−HK$1,243/mo
Today · 4.125%
HK$48,179
baseline
▲ 0.50% · 4.625%
HK$50,719
+HK$2,540/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,358/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,305
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,839
−HK$1,558/mo
Today · 4.125%
HK$52,397
baseline
▲ 0.50% · 4.625%
HK$55,585
+HK$3,188/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,794/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,852
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,323
−HK$1,492/mo
Today · 4.125%
HK$57,815
baseline
▲ 0.50% · 4.625%
HK$60,863
+HK$3,048/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,630/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,523
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,312
−HK$1,818/mo
Today · 4.125%
HK$61,130
baseline
▲ 0.50% · 4.625%
HK$64,850
+HK$3,720/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$122,260/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,993
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,710
−HK$1,741/mo
Today · 4.125%
HK$67,451
baseline
▲ 0.50% · 4.625%
HK$71,006
+HK$3,555/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$134,902/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,958
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,258
−HK$2,338/mo
Today · 4.125%
HK$78,596
baseline
▲ 0.50% · 4.625%
HK$83,378
+HK$4,782/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,192/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,277
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$84,484
−HK$2,239/mo
Today · 4.125%
HK$86,723
baseline
▲ 0.50% · 4.625%
HK$91,294
+HK$4,571/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,446/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,709 · Scale 2, in force from 26 Feb 2026)