LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,090
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,368
−HK$1,298/mo
Today · 4.125%
HK$43,666
baseline
▲ 0.50% · 4.625%
HK$46,323
+HK$2,657/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,332/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,712
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,938
−HK$1,244/mo
Today · 4.125%
HK$48,182
baseline
▲ 0.50% · 4.625%
HK$50,721
+HK$2,539/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,364/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,308
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,841
−HK$1,559/mo
Today · 4.125%
HK$52,400
baseline
▲ 0.50% · 4.625%
HK$55,588
+HK$3,188/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,800/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,854
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,325
−HK$1,493/mo
Today · 4.125%
HK$57,818
baseline
▲ 0.50% · 4.625%
HK$60,866
+HK$3,048/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,636/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,526
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,315
−HK$1,818/mo
Today · 4.125%
HK$61,133
baseline
▲ 0.50% · 4.625%
HK$64,853
+HK$3,720/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$122,266/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,997
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,713
−HK$1,741/mo
Today · 4.125%
HK$67,454
baseline
▲ 0.50% · 4.625%
HK$71,010
+HK$3,556/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$134,908/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,962
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,262
−HK$2,338/mo
Today · 4.125%
HK$78,600
baseline
▲ 0.50% · 4.625%
HK$83,382
+HK$4,782/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,200/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,281
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$84,488
−HK$2,239/mo
Today · 4.125%
HK$86,727
baseline
▲ 0.50% · 4.625%
HK$91,298
+HK$4,571/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,454/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,743 · Scale 2, in force from 26 Feb 2026)