LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,091
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,369
−HK$1,299/mo
Today · 4.125%
HK$43,668
baseline
▲ 0.50% · 4.625%
HK$46,325
+HK$2,657/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,336/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,713
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,939
−HK$1,244/mo
Today · 4.125%
HK$48,183
baseline
▲ 0.50% · 4.625%
HK$50,723
+HK$2,540/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,366/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,309
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,843
−HK$1,558/mo
Today · 4.125%
HK$52,401
baseline
▲ 0.50% · 4.625%
HK$55,590
+HK$3,189/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,802/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,856
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,327
−HK$1,492/mo
Today · 4.125%
HK$57,819
baseline
▲ 0.50% · 4.625%
HK$60,867
+HK$3,048/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,638/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,527
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,317
−HK$1,818/mo
Today · 4.125%
HK$61,135
baseline
▲ 0.50% · 4.625%
HK$64,855
+HK$3,720/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$122,270/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,998
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,715
−HK$1,741/mo
Today · 4.125%
HK$67,456
baseline
▲ 0.50% · 4.625%
HK$71,012
+HK$3,556/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$134,912/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,964
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,264
−HK$2,338/mo
Today · 4.125%
HK$78,602
baseline
▲ 0.50% · 4.625%
HK$83,384
+HK$4,782/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,204/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,284
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,491
−HK$2,238/mo
Today · 4.125%
HK$86,729
baseline
▲ 0.50% · 4.625%
HK$91,301
+HK$4,572/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,458/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,761 · Scale 2, in force from 26 Feb 2026)