LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,092
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,370
−HK$1,299/mo
Today · 4.125%
HK$43,669
baseline
▲ 0.50% · 4.625%
HK$46,326
+HK$2,657/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,338/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,715
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,941
−HK$1,243/mo
Today · 4.125%
HK$48,184
baseline
▲ 0.50% · 4.625%
HK$50,724
+HK$2,540/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,368/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,311
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,844
−HK$1,559/mo
Today · 4.125%
HK$52,403
baseline
▲ 0.50% · 4.625%
HK$55,591
+HK$3,188/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,806/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,857
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,329
−HK$1,492/mo
Today · 4.125%
HK$57,821
baseline
▲ 0.50% · 4.625%
HK$60,869
+HK$3,048/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,642/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$675,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,529
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,318
−HK$1,819/mo
Today · 4.125%
HK$61,137
baseline
▲ 0.50% · 4.625%
HK$64,857
+HK$3,720/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$122,274/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,000
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,717
−HK$1,741/mo
Today · 4.125%
HK$67,458
baseline
▲ 0.50% · 4.625%
HK$71,014
+HK$3,556/mo
Deposit HK$5.41M · loan HK$12.61M · min. income ≈ HK$134,916/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,966
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,267
−HK$2,337/mo
Today · 4.125%
HK$78,604
baseline
▲ 0.50% · 4.625%
HK$83,387
+HK$4,783/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,208/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,286
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$84,493
−HK$2,239/mo
Today · 4.125%
HK$86,732
baseline
▲ 0.50% · 4.625%
HK$91,304
+HK$4,572/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,464/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,781 · Scale 2, in force from 26 Feb 2026)