LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,099
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,378
−HK$1,299/mo
Today · 4.125%
HK$43,677
baseline
▲ 0.50% · 4.625%
HK$46,334
+HK$2,657/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,354/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,723
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,949
−HK$1,244/mo
Today · 4.125%
HK$48,193
baseline
▲ 0.50% · 4.625%
HK$50,733
+HK$2,540/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,386/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,319
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,853
−HK$1,559/mo
Today · 4.125%
HK$52,412
baseline
▲ 0.50% · 4.625%
HK$55,601
+HK$3,189/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,824/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$675,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,867
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,339
−HK$1,493/mo
Today · 4.125%
HK$57,832
baseline
▲ 0.50% · 4.625%
HK$60,880
+HK$3,048/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,664/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$675,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,539
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,329
−HK$1,818/mo
Today · 4.125%
HK$61,147
baseline
▲ 0.50% · 4.625%
HK$64,868
+HK$3,721/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,294/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,012
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,729
−HK$1,741/mo
Today · 4.125%
HK$67,470
baseline
▲ 0.50% · 4.625%
HK$71,027
+HK$3,557/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,940/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,979
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$76,280
−HK$2,338/mo
Today · 4.125%
HK$78,618
baseline
▲ 0.50% · 4.625%
HK$83,402
+HK$4,784/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,236/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,301
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$84,508
−HK$2,239/mo
Today · 4.125%
HK$86,747
baseline
▲ 0.50% · 4.625%
HK$91,320
+HK$4,573/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,494/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,903 · Scale 2, in force from 26 Feb 2026)