LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,101
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,380
−HK$1,299/mo
Today · 4.125%
HK$43,679
baseline
▲ 0.50% · 4.625%
HK$46,337
+HK$2,658/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,358/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,725
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,951
−HK$1,244/mo
Today · 4.125%
HK$48,195
baseline
▲ 0.50% · 4.625%
HK$50,736
+HK$2,541/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,390/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,322
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,856
−HK$1,559/mo
Today · 4.125%
HK$52,415
baseline
▲ 0.50% · 4.625%
HK$55,604
+HK$3,189/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$104,830/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$675,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,870
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,342
−HK$1,492/mo
Today · 4.125%
HK$57,834
baseline
▲ 0.50% · 4.625%
HK$60,883
+HK$3,049/mo
Deposit HK$7.21M · loan HK$10.81M · min. income ≈ HK$115,668/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$675,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,542
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,332
−HK$1,818/mo
Today · 4.125%
HK$61,150
baseline
▲ 0.50% · 4.625%
HK$64,871
+HK$3,721/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,300/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,015
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,732
−HK$1,741/mo
Today · 4.125%
HK$67,473
baseline
▲ 0.50% · 4.625%
HK$71,030
+HK$3,557/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,946/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,983
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$76,284
−HK$2,338/mo
Today · 4.125%
HK$78,622
baseline
▲ 0.50% · 4.625%
HK$83,406
+HK$4,784/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,244/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,305
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,512
−HK$2,240/mo
Today · 4.125%
HK$86,752
baseline
▲ 0.50% · 4.625%
HK$91,324
+HK$4,572/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,504/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,935 · Scale 2, in force from 26 Feb 2026)