LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,103
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,382
−HK$1,299/mo
Today · 4.125%
HK$43,681
baseline
▲ 0.50% · 4.625%
HK$46,338
+HK$2,657/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,362/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,727
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,953
−HK$1,244/mo
Today · 4.125%
HK$48,197
baseline
▲ 0.50% · 4.625%
HK$50,738
+HK$2,541/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,394/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,324
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,858
−HK$1,559/mo
Today · 4.125%
HK$52,417
baseline
▲ 0.50% · 4.625%
HK$55,606
+HK$3,189/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,834/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$675,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,872
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,344
−HK$1,493/mo
Today · 4.125%
HK$57,837
baseline
▲ 0.50% · 4.625%
HK$60,885
+HK$3,048/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,674/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$675,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,544
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,334
−HK$1,819/mo
Today · 4.125%
HK$61,153
baseline
▲ 0.50% · 4.625%
HK$64,874
+HK$3,721/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,306/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,018
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,734
−HK$1,742/mo
Today · 4.125%
HK$67,476
baseline
▲ 0.50% · 4.625%
HK$71,033
+HK$3,557/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,952/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,986
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$76,287
−HK$2,338/mo
Today · 4.125%
HK$78,625
baseline
▲ 0.50% · 4.625%
HK$83,409
+HK$4,784/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,250/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,308
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,516
−HK$2,239/mo
Today · 4.125%
HK$86,755
baseline
▲ 0.50% · 4.625%
HK$91,328
+HK$4,573/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,510/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,962 · Scale 2, in force from 26 Feb 2026)