LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,105
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,383
−HK$1,299/mo
Today · 4.125%
HK$43,682
baseline
▲ 0.50% · 4.625%
HK$46,340
+HK$2,658/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,364/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,728
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,955
−HK$1,244/mo
Today · 4.125%
HK$48,199
baseline
▲ 0.50% · 4.625%
HK$50,740
+HK$2,541/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,398/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$675,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,326
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,860
−HK$1,559/mo
Today · 4.125%
HK$52,419
baseline
▲ 0.50% · 4.625%
HK$55,608
+HK$3,189/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,838/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$675,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,874
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,346
−HK$1,493/mo
Today · 4.125%
HK$57,839
baseline
▲ 0.50% · 4.625%
HK$60,888
+HK$3,049/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,678/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$675,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,546
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,336
−HK$1,819/mo
Today · 4.125%
HK$61,155
baseline
▲ 0.50% · 4.625%
HK$64,876
+HK$3,721/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,310/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,020
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,737
−HK$1,742/mo
Today · 4.125%
HK$67,479
baseline
▲ 0.50% · 4.625%
HK$71,036
+HK$3,557/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,958/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,988
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,290
−HK$2,338/mo
Today · 4.125%
HK$78,628
baseline
▲ 0.50% · 4.625%
HK$83,412
+HK$4,784/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,256/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,311
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,519
−HK$2,239/mo
Today · 4.125%
HK$86,758
baseline
▲ 0.50% · 4.625%
HK$91,331
+HK$4,573/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,516/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$675,987 · Scale 2, in force from 26 Feb 2026)