LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,106
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,384
−HK$1,299/mo
Today · 4.125%
HK$43,683
baseline
▲ 0.50% · 4.625%
HK$46,342
+HK$2,659/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,366/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,730
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,956
−HK$1,244/mo
Today · 4.125%
HK$48,200
baseline
▲ 0.50% · 4.625%
HK$50,741
+HK$2,541/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,400/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,327
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,861
−HK$1,559/mo
Today · 4.125%
HK$52,420
baseline
▲ 0.50% · 4.625%
HK$55,610
+HK$3,190/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,840/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,876
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,347
−HK$1,493/mo
Today · 4.125%
HK$57,840
baseline
▲ 0.50% · 4.625%
HK$60,889
+HK$3,049/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,680/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,548
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,338
−HK$1,819/mo
Today · 4.125%
HK$61,157
baseline
▲ 0.50% · 4.625%
HK$64,878
+HK$3,721/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,314/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$676,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,022
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,739
−HK$1,742/mo
Today · 4.125%
HK$67,481
baseline
▲ 0.50% · 4.625%
HK$71,038
+HK$3,557/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,962/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$676,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,990
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,292
−HK$2,338/mo
Today · 4.125%
HK$78,630
baseline
▲ 0.50% · 4.625%
HK$83,415
+HK$4,785/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,260/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,314
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,521
−HK$2,240/mo
Today · 4.125%
HK$86,761
baseline
▲ 0.50% · 4.625%
HK$91,334
+HK$4,573/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,522/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,006 · Scale 2, in force from 26 Feb 2026)