LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,106
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,385
−HK$1,299/mo
Today · 4.125%
HK$43,684
baseline
▲ 0.50% · 4.625%
HK$46,342
+HK$2,658/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,368/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,730
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,957
−HK$1,244/mo
Today · 4.125%
HK$48,201
baseline
▲ 0.50% · 4.625%
HK$50,742
+HK$2,541/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,402/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,328
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,862
−HK$1,559/mo
Today · 4.125%
HK$52,421
baseline
▲ 0.50% · 4.625%
HK$55,611
+HK$3,190/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,842/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,876
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,348
−HK$1,493/mo
Today · 4.125%
HK$57,841
baseline
▲ 0.50% · 4.625%
HK$60,890
+HK$3,049/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,682/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,549
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,339
−HK$1,819/mo
Today · 4.125%
HK$61,158
baseline
▲ 0.50% · 4.625%
HK$64,879
+HK$3,721/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,316/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$676,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,023
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,740
−HK$1,741/mo
Today · 4.125%
HK$67,481
baseline
▲ 0.50% · 4.625%
HK$71,038
+HK$3,557/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,962/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$676,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,991
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,293
−HK$2,338/mo
Today · 4.125%
HK$78,631
baseline
▲ 0.50% · 4.625%
HK$83,416
+HK$4,785/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$157,262/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,315
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,522
−HK$2,240/mo
Today · 4.125%
HK$86,762
baseline
▲ 0.50% · 4.625%
HK$91,335
+HK$4,573/mo
Deposit HK$1.80M · loan HK$16.22M · min. income ≈ HK$173,524/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,015 · Scale 2, in force from 26 Feb 2026)