LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,109
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,388
−HK$1,299/mo
Today · 4.125%
HK$43,687
baseline
▲ 0.50% · 4.625%
HK$46,345
+HK$2,658/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,374/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,734
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,960
−HK$1,244/mo
Today · 4.125%
HK$48,204
baseline
▲ 0.50% · 4.625%
HK$50,745
+HK$2,541/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,408/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,331
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,866
−HK$1,559/mo
Today · 4.125%
HK$52,425
baseline
▲ 0.50% · 4.625%
HK$55,614
+HK$3,189/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,850/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,880
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,352
−HK$1,493/mo
Today · 4.125%
HK$57,845
baseline
▲ 0.50% · 4.625%
HK$60,894
+HK$3,049/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,690/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,553
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,343
−HK$1,819/mo
Today · 4.125%
HK$61,162
baseline
▲ 0.50% · 4.625%
HK$64,883
+HK$3,721/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,324/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$676,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,027
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,744
−HK$1,742/mo
Today · 4.125%
HK$67,486
baseline
▲ 0.50% · 4.625%
HK$71,043
+HK$3,557/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,972/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$676,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,997
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,298
−HK$2,339/mo
Today · 4.125%
HK$78,637
baseline
▲ 0.50% · 4.625%
HK$83,422
+HK$4,785/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,274/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,320
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,528
−HK$2,240/mo
Today · 4.125%
HK$86,768
baseline
▲ 0.50% · 4.625%
HK$91,342
+HK$4,574/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,536/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,062 · Scale 2, in force from 26 Feb 2026)