LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,113
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,392
−HK$1,299/mo
Today · 4.125%
HK$43,691
baseline
▲ 0.50% · 4.625%
HK$46,349
+HK$2,658/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$87,382/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,737
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,964
−HK$1,245/mo
Today · 4.125%
HK$48,209
baseline
▲ 0.50% · 4.625%
HK$50,750
+HK$2,541/mo
Deposit HK$9.01M · loan HK$9.01M · min. income ≈ HK$96,418/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,335
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,870
−HK$1,559/mo
Today · 4.125%
HK$52,429
baseline
▲ 0.50% · 4.625%
HK$55,619
+HK$3,190/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,858/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,885
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,357
−HK$1,493/mo
Today · 4.125%
HK$57,850
baseline
▲ 0.50% · 4.625%
HK$60,900
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,700/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,558
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,348
−HK$1,819/mo
Today · 4.125%
HK$61,167
baseline
▲ 0.50% · 4.625%
HK$64,889
+HK$3,722/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,334/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,032
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,750
−HK$1,742/mo
Today · 4.125%
HK$67,492
baseline
▲ 0.50% · 4.625%
HK$71,050
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,984/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,003
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$76,305
−HK$2,339/mo
Today · 4.125%
HK$78,644
baseline
▲ 0.50% · 4.625%
HK$83,429
+HK$4,785/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,288/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,327
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,535
−HK$2,240/mo
Today · 4.125%
HK$86,775
baseline
▲ 0.50% · 4.625%
HK$91,349
+HK$4,574/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,550/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,121 · Scale 2, in force from 26 Feb 2026)