LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,113
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,392
−HK$1,300/mo
Today · 4.125%
HK$43,692
baseline
▲ 0.50% · 4.625%
HK$46,350
+HK$2,658/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,384/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,738
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,965
−HK$1,244/mo
Today · 4.125%
HK$48,209
baseline
▲ 0.50% · 4.625%
HK$50,751
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,418/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,336
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,871
−HK$1,559/mo
Today · 4.125%
HK$52,430
baseline
▲ 0.50% · 4.625%
HK$55,620
+HK$3,190/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,860/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,886
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,358
−HK$1,493/mo
Today · 4.125%
HK$57,851
baseline
▲ 0.50% · 4.625%
HK$60,901
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,702/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,559
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,349
−HK$1,819/mo
Today · 4.125%
HK$61,168
baseline
▲ 0.50% · 4.625%
HK$64,890
+HK$3,722/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,336/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,034
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,751
−HK$1,742/mo
Today · 4.125%
HK$67,493
baseline
▲ 0.50% · 4.625%
HK$71,051
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,986/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,004
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$76,306
−HK$2,339/mo
Today · 4.125%
HK$78,645
baseline
▲ 0.50% · 4.625%
HK$83,430
+HK$4,785/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,290/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,329
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,537
−HK$2,240/mo
Today · 4.125%
HK$86,777
baseline
▲ 0.50% · 4.625%
HK$91,351
+HK$4,574/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,554/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,131 · Scale 2, in force from 26 Feb 2026)