LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,115
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,394
−HK$1,300/mo
Today · 4.125%
HK$43,694
baseline
▲ 0.50% · 4.625%
HK$46,352
+HK$2,658/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,388/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,740
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,967
−HK$1,245/mo
Today · 4.125%
HK$48,212
baseline
▲ 0.50% · 4.625%
HK$50,753
+HK$2,541/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,424/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,338
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,873
−HK$1,559/mo
Today · 4.125%
HK$52,432
baseline
▲ 0.50% · 4.625%
HK$55,623
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,864/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,889
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,361
−HK$1,493/mo
Today · 4.125%
HK$57,854
baseline
▲ 0.50% · 4.625%
HK$60,904
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,708/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,562
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,352
−HK$1,819/mo
Today · 4.125%
HK$61,171
baseline
▲ 0.50% · 4.625%
HK$64,893
+HK$3,722/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,342/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,037
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,754
−HK$1,742/mo
Today · 4.125%
HK$67,496
baseline
▲ 0.50% · 4.625%
HK$71,054
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$134,992/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,008
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$76,310
−HK$2,339/mo
Today · 4.125%
HK$78,649
baseline
▲ 0.50% · 4.625%
HK$83,434
+HK$4,785/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,298/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,333
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,541
−HK$2,240/mo
Today · 4.125%
HK$86,781
baseline
▲ 0.50% · 4.625%
HK$91,355
+HK$4,574/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,562/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,164 · Scale 2, in force from 26 Feb 2026)