LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,119
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,399
−HK$1,299/mo
Today · 4.125%
HK$43,698
baseline
▲ 0.50% · 4.625%
HK$46,357
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,396/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,745
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,972
−HK$1,244/mo
Today · 4.125%
HK$48,216
baseline
▲ 0.50% · 4.625%
HK$50,758
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,432/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,343
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,878
−HK$1,560/mo
Today · 4.125%
HK$52,438
baseline
▲ 0.50% · 4.625%
HK$55,628
+HK$3,190/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,876/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,894
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,366
−HK$1,494/mo
Today · 4.125%
HK$57,860
baseline
▲ 0.50% · 4.625%
HK$60,910
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,720/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,567
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,358
−HK$1,819/mo
Today · 4.125%
HK$61,177
baseline
▲ 0.50% · 4.625%
HK$64,900
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,354/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,043
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,761
−HK$1,742/mo
Today · 4.125%
HK$67,503
baseline
▲ 0.50% · 4.625%
HK$71,061
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$135,006/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,015
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$76,317
−HK$2,339/mo
Today · 4.125%
HK$78,656
baseline
▲ 0.50% · 4.625%
HK$83,442
+HK$4,786/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,312/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,341
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,549
−HK$2,241/mo
Today · 4.125%
HK$86,790
baseline
▲ 0.50% · 4.625%
HK$91,364
+HK$4,574/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,580/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,231 · Scale 2, in force from 26 Feb 2026)