LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,120
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,399
−HK$1,300/mo
Today · 4.125%
HK$43,699
baseline
▲ 0.50% · 4.625%
HK$46,358
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,398/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,746
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,973
−HK$1,244/mo
Today · 4.125%
HK$48,217
baseline
▲ 0.50% · 4.625%
HK$50,759
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,434/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,344
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,879
−HK$1,559/mo
Today · 4.125%
HK$52,438
baseline
▲ 0.50% · 4.625%
HK$55,629
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,876/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,895
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,367
−HK$1,494/mo
Today · 4.125%
HK$57,861
baseline
▲ 0.50% · 4.625%
HK$60,911
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,722/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,568
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,359
−HK$1,819/mo
Today · 4.125%
HK$61,178
baseline
▲ 0.50% · 4.625%
HK$64,901
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,356/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,044
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,762
−HK$1,742/mo
Today · 4.125%
HK$67,504
baseline
▲ 0.50% · 4.625%
HK$71,062
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$135,008/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,016
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,318
−HK$2,340/mo
Today · 4.125%
HK$78,658
baseline
▲ 0.50% · 4.625%
HK$83,444
+HK$4,786/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,316/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,342
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,551
−HK$2,240/mo
Today · 4.125%
HK$86,791
baseline
▲ 0.50% · 4.625%
HK$91,366
+HK$4,575/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,582/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,242 · Scale 2, in force from 26 Feb 2026)