LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,121
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,400
−HK$1,300/mo
Today · 4.125%
HK$43,700
baseline
▲ 0.50% · 4.625%
HK$46,359
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,400/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,747
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,974
−HK$1,245/mo
Today · 4.125%
HK$48,219
baseline
▲ 0.50% · 4.625%
HK$50,760
+HK$2,541/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,438/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,346
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,880
−HK$1,560/mo
Today · 4.125%
HK$52,440
baseline
▲ 0.50% · 4.625%
HK$55,631
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,880/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,896
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,369
−HK$1,493/mo
Today · 4.125%
HK$57,862
baseline
▲ 0.50% · 4.625%
HK$60,912
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,724/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,570
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,361
−HK$1,819/mo
Today · 4.125%
HK$61,180
baseline
▲ 0.50% · 4.625%
HK$64,903
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,360/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,046
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,763
−HK$1,743/mo
Today · 4.125%
HK$67,506
baseline
▲ 0.50% · 4.625%
HK$71,064
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$135,012/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,018
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,321
−HK$2,339/mo
Today · 4.125%
HK$78,660
baseline
▲ 0.50% · 4.625%
HK$83,446
+HK$4,786/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,320/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,345
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,553
−HK$2,240/mo
Today · 4.125%
HK$86,793
baseline
▲ 0.50% · 4.625%
HK$91,368
+HK$4,575/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,586/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,261 · Scale 2, in force from 26 Feb 2026)