LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,122
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,401
−HK$1,300/mo
Today · 4.125%
HK$43,701
baseline
▲ 0.50% · 4.625%
HK$46,360
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,402/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,748
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,975
−HK$1,244/mo
Today · 4.125%
HK$48,219
baseline
▲ 0.50% · 4.625%
HK$50,761
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,438/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,346
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,881
−HK$1,560/mo
Today · 4.125%
HK$52,441
baseline
▲ 0.50% · 4.625%
HK$55,632
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,882/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,897
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,370
−HK$1,493/mo
Today · 4.125%
HK$57,863
baseline
▲ 0.50% · 4.625%
HK$60,913
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,726/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,571
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,361
−HK$1,820/mo
Today · 4.125%
HK$61,181
baseline
▲ 0.50% · 4.625%
HK$64,904
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,362/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,047
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,764
−HK$1,743/mo
Today · 4.125%
HK$67,507
baseline
▲ 0.50% · 4.625%
HK$71,065
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$135,014/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,019
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,322
−HK$2,339/mo
Today · 4.125%
HK$78,661
baseline
▲ 0.50% · 4.625%
HK$83,447
+HK$4,786/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,322/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,346
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,554
−HK$2,241/mo
Today · 4.125%
HK$86,795
baseline
▲ 0.50% · 4.625%
HK$91,370
+HK$4,575/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,590/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,272 · Scale 2, in force from 26 Feb 2026)