LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,123
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,402
−HK$1,299/mo
Today · 4.125%
HK$43,701
baseline
▲ 0.50% · 4.625%
HK$46,361
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,402/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,749
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,975
−HK$1,245/mo
Today · 4.125%
HK$48,220
baseline
▲ 0.50% · 4.625%
HK$50,762
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,440/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,347
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,882
−HK$1,560/mo
Today · 4.125%
HK$52,442
baseline
▲ 0.50% · 4.625%
HK$55,633
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,884/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,898
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,371
−HK$1,493/mo
Today · 4.125%
HK$57,864
baseline
▲ 0.50% · 4.625%
HK$60,914
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,728/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,572
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,363
−HK$1,819/mo
Today · 4.125%
HK$61,182
baseline
▲ 0.50% · 4.625%
HK$64,905
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,364/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,048
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,766
−HK$1,742/mo
Today · 4.125%
HK$67,508
baseline
▲ 0.50% · 4.625%
HK$71,067
+HK$3,559/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$135,016/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,021
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,323
−HK$2,340/mo
Today · 4.125%
HK$78,663
baseline
▲ 0.50% · 4.625%
HK$83,449
+HK$4,786/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,326/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,347
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,556
−HK$2,240/mo
Today · 4.125%
HK$86,796
baseline
▲ 0.50% · 4.625%
HK$91,371
+HK$4,575/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,592/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,284 · Scale 2, in force from 26 Feb 2026)