LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,123
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,402
−HK$1,300/mo
Today · 4.125%
HK$43,702
baseline
▲ 0.50% · 4.625%
HK$46,361
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,404/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,749
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,976
−HK$1,245/mo
Today · 4.125%
HK$48,221
baseline
▲ 0.50% · 4.625%
HK$50,763
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,442/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,348
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,883
−HK$1,560/mo
Today · 4.125%
HK$52,443
baseline
▲ 0.50% · 4.625%
HK$55,634
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,886/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,899
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,371
−HK$1,494/mo
Today · 4.125%
HK$57,865
baseline
▲ 0.50% · 4.625%
HK$60,915
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,730/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,573
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,363
−HK$1,820/mo
Today · 4.125%
HK$61,183
baseline
▲ 0.50% · 4.625%
HK$64,906
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,366/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,049
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,767
−HK$1,742/mo
Today · 4.125%
HK$67,509
baseline
▲ 0.50% · 4.625%
HK$71,068
+HK$3,559/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$135,018/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,022
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,324
−HK$2,340/mo
Today · 4.125%
HK$78,664
baseline
▲ 0.50% · 4.625%
HK$83,450
+HK$4,786/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,328/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,349
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,557
−HK$2,241/mo
Today · 4.125%
HK$86,798
baseline
▲ 0.50% · 4.625%
HK$91,373
+HK$4,575/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,596/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,294 · Scale 2, in force from 26 Feb 2026)