LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,124
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,403
−HK$1,300/mo
Today · 4.125%
HK$43,703
baseline
▲ 0.50% · 4.625%
HK$46,362
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,406/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,750
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,977
−HK$1,245/mo
Today · 4.125%
HK$48,222
baseline
▲ 0.50% · 4.625%
HK$50,764
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,444/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,349
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,884
−HK$1,560/mo
Today · 4.125%
HK$52,444
baseline
▲ 0.50% · 4.625%
HK$55,635
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,888/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,900
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,373
−HK$1,493/mo
Today · 4.125%
HK$57,866
baseline
▲ 0.50% · 4.625%
HK$60,917
+HK$3,051/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,732/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,574
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,365
−HK$1,819/mo
Today · 4.125%
HK$61,184
baseline
▲ 0.50% · 4.625%
HK$64,907
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,368/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,050
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,768
−HK$1,743/mo
Today · 4.125%
HK$67,511
baseline
▲ 0.50% · 4.625%
HK$71,069
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$135,022/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,024
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,326
−HK$2,340/mo
Today · 4.125%
HK$78,666
baseline
▲ 0.50% · 4.625%
HK$83,452
+HK$4,786/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,332/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,351
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,559
−HK$2,241/mo
Today · 4.125%
HK$86,800
baseline
▲ 0.50% · 4.625%
HK$91,375
+HK$4,575/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,600/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,310 · Scale 2, in force from 26 Feb 2026)