LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,125
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,404
−HK$1,300/mo
Today · 4.125%
HK$43,704
baseline
▲ 0.50% · 4.625%
HK$46,363
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,408/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,751
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,978
−HK$1,245/mo
Today · 4.125%
HK$48,223
baseline
▲ 0.50% · 4.625%
HK$50,765
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,446/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,350
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,885
−HK$1,559/mo
Today · 4.125%
HK$52,444
baseline
▲ 0.50% · 4.625%
HK$55,635
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,888/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,901
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,373
−HK$1,494/mo
Today · 4.125%
HK$57,867
baseline
▲ 0.50% · 4.625%
HK$60,917
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,734/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,575
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,366
−HK$1,819/mo
Today · 4.125%
HK$61,185
baseline
▲ 0.50% · 4.625%
HK$64,908
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,370/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,051
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,769
−HK$1,743/mo
Today · 4.125%
HK$67,512
baseline
▲ 0.50% · 4.625%
HK$71,070
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$135,024/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,025
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,327
−HK$2,340/mo
Today · 4.125%
HK$78,667
baseline
▲ 0.50% · 4.625%
HK$83,453
+HK$4,786/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,334/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,352
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,560
−HK$2,241/mo
Today · 4.125%
HK$86,801
baseline
▲ 0.50% · 4.625%
HK$91,376
+HK$4,575/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,602/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,318 · Scale 2, in force from 26 Feb 2026)