LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,125
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,404
−HK$1,300/mo
Today · 4.125%
HK$43,704
baseline
▲ 0.50% · 4.625%
HK$46,363
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,408/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,751
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,978
−HK$1,245/mo
Today · 4.125%
HK$48,223
baseline
▲ 0.50% · 4.625%
HK$50,765
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,446/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,350
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,885
−HK$1,560/mo
Today · 4.125%
HK$52,445
baseline
▲ 0.50% · 4.625%
HK$55,636
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,890/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,902
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,374
−HK$1,494/mo
Today · 4.125%
HK$57,868
baseline
▲ 0.50% · 4.625%
HK$60,918
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,736/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,575
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,366
−HK$1,820/mo
Today · 4.125%
HK$61,186
baseline
▲ 0.50% · 4.625%
HK$64,909
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,372/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,052
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,770
−HK$1,743/mo
Today · 4.125%
HK$67,513
baseline
▲ 0.50% · 4.625%
HK$71,071
+HK$3,558/mo
Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$135,026/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,025
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,328
−HK$2,339/mo
Today · 4.125%
HK$78,667
baseline
▲ 0.50% · 4.625%
HK$83,454
+HK$4,787/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,334/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,353
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,561
−HK$2,241/mo
Today · 4.125%
HK$86,802
baseline
▲ 0.50% · 4.625%
HK$91,377
+HK$4,575/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,604/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,326 · Scale 2, in force from 26 Feb 2026)