LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,127
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,406
−HK$1,300/mo
Today · 4.125%
HK$43,706
baseline
▲ 0.50% · 4.625%
HK$46,365
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,412/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,753
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,980
−HK$1,245/mo
Today · 4.125%
HK$48,225
baseline
▲ 0.50% · 4.625%
HK$50,767
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,450/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,352
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,887
−HK$1,560/mo
Today · 4.125%
HK$52,447
baseline
▲ 0.50% · 4.625%
HK$55,638
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,894/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,904
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,376
−HK$1,494/mo
Today · 4.125%
HK$57,870
baseline
▲ 0.50% · 4.625%
HK$60,921
+HK$3,051/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,740/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,578
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,369
−HK$1,819/mo
Today · 4.125%
HK$61,188
baseline
▲ 0.50% · 4.625%
HK$64,911
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,376/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,055
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,772
−HK$1,743/mo
Today · 4.125%
HK$67,515
baseline
▲ 0.50% · 4.625%
HK$71,074
+HK$3,559/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,030/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,028
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,331
−HK$2,340/mo
Today · 4.125%
HK$78,671
baseline
▲ 0.50% · 4.625%
HK$83,458
+HK$4,787/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,342/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,356
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,565
−HK$2,240/mo
Today · 4.125%
HK$86,805
baseline
▲ 0.50% · 4.625%
HK$91,381
+HK$4,576/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,610/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,353 · Scale 2, in force from 26 Feb 2026)