LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,128
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,407
−HK$1,300/mo
Today · 4.125%
HK$43,707
baseline
▲ 0.50% · 4.625%
HK$46,367
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,414/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,755
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,982
−HK$1,244/mo
Today · 4.125%
HK$48,226
baseline
▲ 0.50% · 4.625%
HK$50,769
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,452/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,354
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,889
−HK$1,560/mo
Today · 4.125%
HK$52,449
baseline
▲ 0.50% · 4.625%
HK$55,640
+HK$3,191/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,898/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,905
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,378
−HK$1,494/mo
Today · 4.125%
HK$57,872
baseline
▲ 0.50% · 4.625%
HK$60,922
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,744/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,579
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,370
−HK$1,820/mo
Today · 4.125%
HK$61,190
baseline
▲ 0.50% · 4.625%
HK$64,913
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,380/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,056
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,774
−HK$1,743/mo
Today · 4.125%
HK$67,517
baseline
▲ 0.50% · 4.625%
HK$71,076
+HK$3,559/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,034/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,030
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,333
−HK$2,340/mo
Today · 4.125%
HK$78,673
baseline
▲ 0.50% · 4.625%
HK$83,460
+HK$4,787/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,346/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,358
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,567
−HK$2,241/mo
Today · 4.125%
HK$86,808
baseline
▲ 0.50% · 4.625%
HK$91,383
+HK$4,575/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,616/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,372 · Scale 2, in force from 26 Feb 2026)