LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,129
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,408
−HK$1,300/mo
Today · 4.125%
HK$43,708
baseline
▲ 0.50% · 4.625%
HK$46,367
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,416/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,755
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,982
−HK$1,245/mo
Today · 4.125%
HK$48,227
baseline
▲ 0.50% · 4.625%
HK$50,769
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,454/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,354
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,889
−HK$1,560/mo
Today · 4.125%
HK$52,449
baseline
▲ 0.50% · 4.625%
HK$55,641
+HK$3,192/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,898/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,906
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,379
−HK$1,493/mo
Today · 4.125%
HK$57,872
baseline
▲ 0.50% · 4.625%
HK$60,923
+HK$3,051/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,744/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,580
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,371
−HK$1,820/mo
Today · 4.125%
HK$61,191
baseline
▲ 0.50% · 4.625%
HK$64,914
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,382/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,057
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,775
−HK$1,743/mo
Today · 4.125%
HK$67,518
baseline
▲ 0.50% · 4.625%
HK$71,077
+HK$3,559/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,036/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,031
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,334
−HK$2,340/mo
Today · 4.125%
HK$78,674
baseline
▲ 0.50% · 4.625%
HK$83,461
+HK$4,787/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,348/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,359
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,568
−HK$2,241/mo
Today · 4.125%
HK$86,809
baseline
▲ 0.50% · 4.625%
HK$91,385
+HK$4,576/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,618/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,380 · Scale 2, in force from 26 Feb 2026)