LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,129
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,409
−HK$1,300/mo
Today · 4.125%
HK$43,709
baseline
▲ 0.50% · 4.625%
HK$46,368
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,418/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,756
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,983
−HK$1,245/mo
Today · 4.125%
HK$48,228
baseline
▲ 0.50% · 4.625%
HK$50,770
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,456/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$676,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,355
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,891
−HK$1,559/mo
Today · 4.125%
HK$52,450
baseline
▲ 0.50% · 4.625%
HK$55,642
+HK$3,192/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$104,900/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,907
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,380
−HK$1,494/mo
Today · 4.125%
HK$57,874
baseline
▲ 0.50% · 4.625%
HK$60,924
+HK$3,050/mo
Deposit HK$7.21M · loan HK$10.82M · min. income ≈ HK$115,748/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,581
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,372
−HK$1,820/mo
Today · 4.125%
HK$61,192
baseline
▲ 0.50% · 4.625%
HK$64,915
+HK$3,723/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,384/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,058
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,777
−HK$1,742/mo
Today · 4.125%
HK$67,519
baseline
▲ 0.50% · 4.625%
HK$71,078
+HK$3,559/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,038/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,033
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,336
−HK$2,339/mo
Today · 4.125%
HK$78,675
baseline
▲ 0.50% · 4.625%
HK$83,463
+HK$4,788/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$157,350/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,361
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,570
−HK$2,241/mo
Today · 4.125%
HK$86,811
baseline
▲ 0.50% · 4.625%
HK$91,387
+HK$4,576/mo
Deposit HK$1.80M · loan HK$16.23M · min. income ≈ HK$173,622/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,395 · Scale 2, in force from 26 Feb 2026)