LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,134
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,414
−HK$1,300/mo
Today · 4.125%
HK$43,714
baseline
▲ 0.50% · 4.625%
HK$46,373
+HK$2,659/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,428/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,761
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$46,989
−HK$1,245/mo
Today · 4.125%
HK$48,234
baseline
▲ 0.50% · 4.625%
HK$50,776
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,468/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,361
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,896
−HK$1,560/mo
Today · 4.125%
HK$52,456
baseline
▲ 0.50% · 4.625%
HK$55,648
+HK$3,192/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$104,912/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,914
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,386
−HK$1,494/mo
Today · 4.125%
HK$57,880
baseline
▲ 0.50% · 4.625%
HK$60,931
+HK$3,051/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$115,760/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,588
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,379
−HK$1,820/mo
Today · 4.125%
HK$61,199
baseline
▲ 0.50% · 4.625%
HK$64,923
+HK$3,724/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,398/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,066
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,784
−HK$1,743/mo
Today · 4.125%
HK$67,527
baseline
▲ 0.50% · 4.625%
HK$71,087
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,054/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,041
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,345
−HK$2,339/mo
Today · 4.125%
HK$78,684
baseline
▲ 0.50% · 4.625%
HK$83,472
+HK$4,788/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,368/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,370
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,579
−HK$2,242/mo
Today · 4.125%
HK$86,821
baseline
▲ 0.50% · 4.625%
HK$91,397
+HK$4,576/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,642/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,473 · Scale 2, in force from 26 Feb 2026)