LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,135
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,414
−HK$1,300/mo
Today · 4.125%
HK$43,714
baseline
▲ 0.50% · 4.625%
HK$46,374
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,428/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,762
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,989
−HK$1,245/mo
Today · 4.125%
HK$48,234
baseline
▲ 0.50% · 4.625%
HK$50,777
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,468/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,361
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,897
−HK$1,560/mo
Today · 4.125%
HK$52,457
baseline
▲ 0.50% · 4.625%
HK$55,649
+HK$3,192/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$104,914/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,914
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,387
−HK$1,494/mo
Today · 4.125%
HK$57,881
baseline
▲ 0.50% · 4.625%
HK$60,932
+HK$3,051/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$115,762/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,588
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,380
−HK$1,820/mo
Today · 4.125%
HK$61,200
baseline
▲ 0.50% · 4.625%
HK$64,924
+HK$3,724/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,400/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,067
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,785
−HK$1,743/mo
Today · 4.125%
HK$67,528
baseline
▲ 0.50% · 4.625%
HK$71,087
+HK$3,559/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,056/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,042
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,345
−HK$2,340/mo
Today · 4.125%
HK$78,685
baseline
▲ 0.50% · 4.625%
HK$83,473
+HK$4,788/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,370/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,371
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,580
−HK$2,241/mo
Today · 4.125%
HK$86,821
baseline
▲ 0.50% · 4.625%
HK$91,398
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,642/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,480 · Scale 2, in force from 26 Feb 2026)