LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,135
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,415
−HK$1,300/mo
Today · 4.125%
HK$43,715
baseline
▲ 0.50% · 4.625%
HK$46,375
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,430/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,763
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,990
−HK$1,245/mo
Today · 4.125%
HK$48,235
baseline
▲ 0.50% · 4.625%
HK$50,778
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,470/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,363
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,898
−HK$1,560/mo
Today · 4.125%
HK$52,458
baseline
▲ 0.50% · 4.625%
HK$55,650
+HK$3,192/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$104,916/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,915
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,388
−HK$1,494/mo
Today · 4.125%
HK$57,882
baseline
▲ 0.50% · 4.625%
HK$60,933
+HK$3,051/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$115,764/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,590
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,381
−HK$1,820/mo
Today · 4.125%
HK$61,201
baseline
▲ 0.50% · 4.625%
HK$64,925
+HK$3,724/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,402/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,068
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,786
−HK$1,743/mo
Today · 4.125%
HK$67,529
baseline
▲ 0.50% · 4.625%
HK$71,089
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,058/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,044
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,347
−HK$2,340/mo
Today · 4.125%
HK$78,687
baseline
▲ 0.50% · 4.625%
HK$83,475
+HK$4,788/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,374/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,373
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,582
−HK$2,241/mo
Today · 4.125%
HK$86,823
baseline
▲ 0.50% · 4.625%
HK$91,400
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,646/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,495 · Scale 2, in force from 26 Feb 2026)