LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,137
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,417
−HK$1,300/mo
Today · 4.125%
HK$43,717
baseline
▲ 0.50% · 4.625%
HK$46,377
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,434/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,765
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,992
−HK$1,245/mo
Today · 4.125%
HK$48,237
baseline
▲ 0.50% · 4.625%
HK$50,780
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,474/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,365
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,900
−HK$1,560/mo
Today · 4.125%
HK$52,460
baseline
▲ 0.50% · 4.625%
HK$55,652
+HK$3,192/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$104,920/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,918
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,390
−HK$1,495/mo
Today · 4.125%
HK$57,885
baseline
▲ 0.50% · 4.625%
HK$60,936
+HK$3,051/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$115,770/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,592
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,383
−HK$1,820/mo
Today · 4.125%
HK$61,203
baseline
▲ 0.50% · 4.625%
HK$64,928
+HK$3,725/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,406/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,070
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,789
−HK$1,743/mo
Today · 4.125%
HK$67,532
baseline
▲ 0.50% · 4.625%
HK$71,092
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,064/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,047
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,350
−HK$2,340/mo
Today · 4.125%
HK$78,690
baseline
▲ 0.50% · 4.625%
HK$83,478
+HK$4,788/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,380/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,376
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,586
−HK$2,241/mo
Today · 4.125%
HK$86,827
baseline
▲ 0.50% · 4.625%
HK$91,404
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,654/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,521 · Scale 2, in force from 26 Feb 2026)