LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,138
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,417
−HK$1,301/mo
Today · 4.125%
HK$43,718
baseline
▲ 0.50% · 4.625%
HK$46,378
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,436/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,765
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$46,993
−HK$1,245/mo
Today · 4.125%
HK$48,238
baseline
▲ 0.50% · 4.625%
HK$50,781
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,476/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,365
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,901
−HK$1,560/mo
Today · 4.125%
HK$52,461
baseline
▲ 0.50% · 4.625%
HK$55,653
+HK$3,192/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$104,922/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,919
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,391
−HK$1,495/mo
Today · 4.125%
HK$57,886
baseline
▲ 0.50% · 4.625%
HK$60,937
+HK$3,051/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$115,772/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,593
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,384
−HK$1,821/mo
Today · 4.125%
HK$61,205
baseline
▲ 0.50% · 4.625%
HK$64,929
+HK$3,724/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,410/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,072
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,790
−HK$1,743/mo
Today · 4.125%
HK$67,533
baseline
▲ 0.50% · 4.625%
HK$71,093
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,066/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,048
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,351
−HK$2,341/mo
Today · 4.125%
HK$78,692
baseline
▲ 0.50% · 4.625%
HK$83,480
+HK$4,788/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,384/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,378
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,587
−HK$2,241/mo
Today · 4.125%
HK$86,828
baseline
▲ 0.50% · 4.625%
HK$91,405
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,656/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,534 · Scale 2, in force from 26 Feb 2026)