LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,139
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,419
−HK$1,300/mo
Today · 4.125%
HK$43,719
baseline
▲ 0.50% · 4.625%
HK$46,379
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,438/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,767
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$46,994
−HK$1,246/mo
Today · 4.125%
HK$48,240
baseline
▲ 0.50% · 4.625%
HK$50,782
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,480/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,367
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,903
−HK$1,560/mo
Today · 4.125%
HK$52,463
baseline
▲ 0.50% · 4.625%
HK$55,655
+HK$3,192/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$104,926/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,920
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,393
−HK$1,494/mo
Today · 4.125%
HK$57,887
baseline
▲ 0.50% · 4.625%
HK$60,939
+HK$3,052/mo
Deposit HK$7.22M · loan HK$10.82M · min. income ≈ HK$115,774/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,595
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,386
−HK$1,821/mo
Today · 4.125%
HK$61,207
baseline
▲ 0.50% · 4.625%
HK$64,931
+HK$3,724/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,414/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,074
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,792
−HK$1,743/mo
Today · 4.125%
HK$67,535
baseline
▲ 0.50% · 4.625%
HK$71,095
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,070/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,051
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,354
−HK$2,340/mo
Today · 4.125%
HK$78,694
baseline
▲ 0.50% · 4.625%
HK$83,483
+HK$4,789/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,388/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,380
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,590
−HK$2,241/mo
Today · 4.125%
HK$86,831
baseline
▲ 0.50% · 4.625%
HK$91,408
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,662/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,556 · Scale 2, in force from 26 Feb 2026)