LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,140
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,420
−HK$1,300/mo
Today · 4.125%
HK$43,720
baseline
▲ 0.50% · 4.625%
HK$46,380
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,440/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,768
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$46,995
−HK$1,246/mo
Today · 4.125%
HK$48,241
baseline
▲ 0.50% · 4.625%
HK$50,783
+HK$2,542/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,482/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,368
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,904
−HK$1,560/mo
Today · 4.125%
HK$52,464
baseline
▲ 0.50% · 4.625%
HK$55,656
+HK$3,192/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,928/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,921
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,394
−HK$1,495/mo
Today · 4.125%
HK$57,889
baseline
▲ 0.50% · 4.625%
HK$60,940
+HK$3,051/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,778/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,596
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,388
−HK$1,820/mo
Today · 4.125%
HK$61,208
baseline
▲ 0.50% · 4.625%
HK$64,932
+HK$3,724/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,416/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,075
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,794
−HK$1,743/mo
Today · 4.125%
HK$67,537
baseline
▲ 0.50% · 4.625%
HK$71,097
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,074/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,052
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,356
−HK$2,340/mo
Today · 4.125%
HK$78,696
baseline
▲ 0.50% · 4.625%
HK$83,484
+HK$4,788/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,392/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,382
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,592
−HK$2,241/mo
Today · 4.125%
HK$86,833
baseline
▲ 0.50% · 4.625%
HK$91,410
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,666/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,570 · Scale 2, in force from 26 Feb 2026)