LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,142
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,421
−HK$1,300/mo
Today · 4.125%
HK$43,721
baseline
▲ 0.50% · 4.625%
HK$46,382
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,442/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,770
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,997
−HK$1,245/mo
Today · 4.125%
HK$48,242
baseline
▲ 0.50% · 4.625%
HK$50,785
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,484/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,370
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,906
−HK$1,560/mo
Today · 4.125%
HK$52,466
baseline
▲ 0.50% · 4.625%
HK$55,658
+HK$3,192/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,932/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,923
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,396
−HK$1,495/mo
Today · 4.125%
HK$57,891
baseline
▲ 0.50% · 4.625%
HK$60,942
+HK$3,051/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,782/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,598
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,390
−HK$1,820/mo
Today · 4.125%
HK$61,210
baseline
▲ 0.50% · 4.625%
HK$64,935
+HK$3,725/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,420/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,077
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,796
−HK$1,743/mo
Today · 4.125%
HK$67,539
baseline
▲ 0.50% · 4.625%
HK$71,099
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,078/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,055
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,358
−HK$2,341/mo
Today · 4.125%
HK$78,699
baseline
▲ 0.50% · 4.625%
HK$83,487
+HK$4,788/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,398/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,385
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,595
−HK$2,241/mo
Today · 4.125%
HK$86,836
baseline
▲ 0.50% · 4.625%
HK$91,413
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,672/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,594 · Scale 2, in force from 26 Feb 2026)