LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,142
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,422
−HK$1,300/mo
Today · 4.125%
HK$43,722
baseline
▲ 0.50% · 4.625%
HK$46,383
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,444/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,770
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$46,998
−HK$1,245/mo
Today · 4.125%
HK$48,243
baseline
▲ 0.50% · 4.625%
HK$50,786
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,486/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,371
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,906
−HK$1,561/mo
Today · 4.125%
HK$52,467
baseline
▲ 0.50% · 4.625%
HK$55,659
+HK$3,192/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,934/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,924
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,398
−HK$1,494/mo
Today · 4.125%
HK$57,892
baseline
▲ 0.50% · 4.625%
HK$60,943
+HK$3,051/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,784/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,599
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,391
−HK$1,820/mo
Today · 4.125%
HK$61,211
baseline
▲ 0.50% · 4.625%
HK$64,936
+HK$3,725/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,422/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,079
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,797
−HK$1,744/mo
Today · 4.125%
HK$67,541
baseline
▲ 0.50% · 4.625%
HK$71,101
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,082/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,056
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,360
−HK$2,340/mo
Today · 4.125%
HK$78,700
baseline
▲ 0.50% · 4.625%
HK$83,489
+HK$4,789/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,400/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,387
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,596
−HK$2,242/mo
Today · 4.125%
HK$86,838
baseline
▲ 0.50% · 4.625%
HK$91,415
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,676/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,607 · Scale 2, in force from 26 Feb 2026)