LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,143
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,423
−HK$1,300/mo
Today · 4.125%
HK$43,723
baseline
▲ 0.50% · 4.625%
HK$46,384
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,446/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,772
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,999
−HK$1,245/mo
Today · 4.125%
HK$48,244
baseline
▲ 0.50% · 4.625%
HK$50,788
+HK$2,544/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,488/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,372
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,908
−HK$1,560/mo
Today · 4.125%
HK$52,468
baseline
▲ 0.50% · 4.625%
HK$55,661
+HK$3,193/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,936/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,926
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,399
−HK$1,494/mo
Today · 4.125%
HK$57,893
baseline
▲ 0.50% · 4.625%
HK$60,945
+HK$3,052/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,786/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,601
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,392
−HK$1,821/mo
Today · 4.125%
HK$61,213
baseline
▲ 0.50% · 4.625%
HK$64,937
+HK$3,724/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,426/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,080
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,799
−HK$1,743/mo
Today · 4.125%
HK$67,542
baseline
▲ 0.50% · 4.625%
HK$71,103
+HK$3,561/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,084/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,058
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,362
−HK$2,340/mo
Today · 4.125%
HK$78,702
baseline
▲ 0.50% · 4.625%
HK$83,491
+HK$4,789/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,404/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,389
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,598
−HK$2,242/mo
Today · 4.125%
HK$86,840
baseline
▲ 0.50% · 4.625%
HK$91,418
+HK$4,578/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,680/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,625 · Scale 2, in force from 26 Feb 2026)