LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,145
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,425
−HK$1,300/mo
Today · 4.125%
HK$43,725
baseline
▲ 0.50% · 4.625%
HK$46,386
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,450/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,773
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,001
−HK$1,245/mo
Today · 4.125%
HK$48,246
baseline
▲ 0.50% · 4.625%
HK$50,790
+HK$2,544/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,492/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,374
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,910
−HK$1,560/mo
Today · 4.125%
HK$52,470
baseline
▲ 0.50% · 4.625%
HK$55,663
+HK$3,193/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,940/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,928
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,401
−HK$1,495/mo
Today · 4.125%
HK$57,896
baseline
▲ 0.50% · 4.625%
HK$60,948
+HK$3,052/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,792/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,603
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,395
−HK$1,820/mo
Today · 4.125%
HK$61,215
baseline
▲ 0.50% · 4.625%
HK$64,940
+HK$3,725/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,430/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,083
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,802
−HK$1,743/mo
Today · 4.125%
HK$67,545
baseline
▲ 0.50% · 4.625%
HK$71,105
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,090/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,061
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,365
−HK$2,340/mo
Today · 4.125%
HK$78,705
baseline
▲ 0.50% · 4.625%
HK$83,494
+HK$4,789/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,410/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,392
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,602
−HK$2,242/mo
Today · 4.125%
HK$86,844
baseline
▲ 0.50% · 4.625%
HK$91,421
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,688/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,652 · Scale 2, in force from 26 Feb 2026)